Bookkeeping for contractors.|
Turn your bank statements into job-ready profit reports with AI. Track materials, labor, and 1099 subs automatically, with no spreadsheets and no data entry.
No credit card required.
Whatever you build, fix, or maintain
Smart Clerk fits the way contractors actually run their books, from solo handymen to multi-crew shops.
Plus fencing, gutters, garage doors, welding, pool service, solar, appliance repair and more. If you invoice for work, Smart Clerk keeps your books.
Bookkeeping that speaks contractor
No more shoebox of receipts or late nights in spreadsheets. Smart Clerk turns your bank activity into numbers that actually help you bid, buy, and get paid.
Materials vs. Labor, Automatically
See job costs split from labor and overhead the moment they hit your account, so you always know your true margin per job.
Track 1099 Subs & Crews
Payments to subcontractors and crew are categorized and tallied automatically, so there's no more digging through statements at tax time.
Know Your Profit Per Job
Instant P&L reports show what you're really earning after materials, subs, fuel, and equipment, so you can bid smarter.
Fuel, Trucks & Equipment
Vehicle fuel, repairs, tolls, and equipment rentals are categorized for you, so you capture every deductible dollar on the road.
Every Bank. Every Statement.
Upload statements from any bank or card, in any format, or connect directly to 10,000+ banks across the US & Canada for live feeds.
Tax-Ready in a Click
Generate P&L statements and tax reports your CPA will love, with no scrambling at year-end and no missed write-offs.
From bank to books in 3 simple steps
From the truck or the office, your first automated report is ready in under 5 minutes. No accounting knowledge required.
Connect or Upload
Link your bank and cards, or upload statements. We import every transaction automatically, with no manual entry.
AI Categorizes
Our AI splits materials, labor, subs, fuel, and equipment, learning your vendors and jobs as it goes.
Report & Export
Get P&L statements and tax-ready reports with one click. Share with your accountant in seconds.
Ready to get your bookkeeping off the job site?
Start your free trialContractors who ditched the shoebox of receipts
"At tax time I used to dump a whole year of receipts on my accountant and just hope for the best. Now Smart Clerk sorts my shingle and material costs from labor on its own, so I actually know my margin on a roof before I bid the next one."
"Fuel, parts, truck repairs, it all gets sorted the second it hits my account. For the first time I can see what each service call really earns me. Honestly it's the best call I've made for the business this year."
"I run a one man handyman shop, so I've got no time to fight with bookkeeping software that has a hundred buttons. I just forward my statements and get clean reports back. It's simple and it works."
Contractor bookkeeping, answered
Everything contractors ask before switching to Smart Clerk. Can't find your answer? Our team is happy to help.
Yes. Smart Clerk categorizes every transaction so you can see materials, labor, and overhead separately, giving you a clear picture of profitability across your work.
Yes. Our AI automatically splits job costs like materials and supplies from labor and overhead, so you always know your true margins.
Yes. Payments to 1099 subcontractors are categorized and tracked automatically, making it easy to reconcile and prepare for tax time.
Absolutely. Whether you do storm restoration, roofing insurance claims, or remodeling, Smart Clerk categorizes deposits, progress payments, and job costs so your books stay accurate.
Yes. The free plan includes 1 bank account and 20 invoices per month with all features enabled, and no credit card required.
All contractors and the trades, including roofing, painting, HVAC, plumbing, electrical, remodeling, flooring, concrete, masonry, landscaping, handyman services, cleaning, and more.
Higher-tier plans support multiple companies under one login, which is handy if you run separate LLCs for different trades or projects.
None. If you can forward a statement or link your bank, Smart Clerk does the rest. It's built for busy contractors, not accountants.
Yes. Export categorized transactions and P&L statements to Excel, or give your CPA one-click login access so they can reach your real-time data and leave comments whenever necessary.
Yes. Smart Clerk uses bank-level encryption and read-only connections. Your documents remain private and protected.
Spend more time on the job, less on the books.
Join thousands of contractors and trades who let Smart Clerk handle the bookkeeping, with accurate reports every job, every month.